Top Insurance Outsourcing Companies in the Philippines

Sep 12, 2025
Ann

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Insurance outsourcing is no longer about cheaper hours. Today it is about stable workflows, clean SLAs, and clear customer updates. The Philippines offers a good blend - talent, English fluency, time zone fit. The market is shifting. Demand is rising for end-to-end claims handling and careful data work.

Picking a provider matters. Look for regulatory fit, queue discipline, information security, and smooth links to carrier platforms. This article reviews the best insurance outsourcing companies in the Philippines - no rankings, just roles, scope, and operating habits. Use it to narrow the shortlist and move into a calm, low-drama pilot.

1. NeoWork

We build and run insurance outsourcing teams that plug into live operations without drama. Claims get triaged, verified, and moved forward. Broker desks get capacity for research, renewals, and client communication. A lot of this work runs out of the Philippines - including Manila - with additional capacity in Colombia, so coverage and language fit are straightforward for global carriers and brokerages. Our staffing model favors dedicated teammates, not shared pools, and round-the-clock support when it’s needed. 

Tooling and process aren’t afterthoughts. Teams onboard to your systems in weeks, not months, and work inside the platforms you already use. Guidewire, Duck Creek, Applied Epic on the insurance side, plus the usual CX stack like Zendesk or Salesforce for policyholder contact. The ramp is typically 2-3 weeks, then the team hits your queue with clear QA and reporting habits. If your content team wants quick proof points to explain how we operate, keep these two handy: yearly teammate retention sits around 91% and only about 3.2% of candidates make it through our hiring funnel. 

Key Highlights: 

  • Dedicated insurance teams staffed from the Philippines with additional coverage from Colombia
  • Works inside existing insurance and CX platforms with structured QA and reporting
  • Selective hiring and high retention - ~3.2% pass rate and ~91% annual teammate retention

Services: 

  • Claims intake and first notice of loss handling
  • Claims investigation, documentation review, and settlement coordination
  • Policy administration support including endorsements and renewals
  • Broker back-office support across market research, quoting, and renewal management
  • Insurance verification and benefits checks for health and dental workflows
  • Quality assurance, KPI scorecards, and reporting for compliance and accuracy

Contact Information:

2. Magellan Solutions

Magellan Solutions supports insurers with the kind of behind-the-scenes work that decides whether a policyholder feels cared for or ignored. Teams handle FNOL intake, claim validation, and follow ups, while contact center agents keep customers updated and chase missing documents with steady, polite outreach. Underwriting assistants normalize submissions, complete checklist reviews, and key data into carrier systems with clear audit trails. Policy servicing covers endorsements, cancellations, renewals, and billing queries so dependent workflows don’t stall. The operating model is simple on the surface - standardized procedures, SLAs that mean something, and reporting that shows where time goes and why. That consistency tends to hold up when volumes spike and emotions run high during claims season. 

Standout qualities:

  • End-to-end claim handling with FNOL, assessment, and follow through
  • Underwriting admin backed by checklists and carrier-system proficiency
  • Contact center discipline for policyholder updates and document chase-ups
  • Operational reporting that tracks backlog, turnaround, and exceptions

Services cover:

  • FNOL triage and claim intake
  • Claims data entry, verification, and follow ups
  • Underwriting assistance for submission review and data normalization
  • Policy changes including endorsements and cancellations
  • Renewal processing and cross-system updates
  • Billing and payment query handling
  • Subrogation and recovery support
  • Quality assurance checks and audit preparation

Contact Information:

  • Website: www.magellan-solutions.com
  • E-mail: hello@magellan-solutions.com
  • Facebook: www.facebook.com/magellanbpo
  • LinkedIn: www.linkedin.com/company/magellanbpo
  • Instagram: www.instagram.com/magellansolutions
  • Address: PB Mezzanine Floor, Summit One Tower 530 Shaw Boulevard, Mandaluyong City 1552 Philippines
  • Phone: 63-2-83966000

3. Digital Minds BPO

Digital Minds BPO assembles flexible teams for insurers that need dependable back-office coverage without a heavy lift. Claim process management sits at the core, from intake to documentation review to status updates that actually reach customers. Policy support picks up renewals, endorsements, and billing tasks so internal staff can focus on loss analysis and higher-value work. The contact center side keeps service lines responsive, routing issues cleanly and logging outcomes against agreed SLAs. 

Delivery is built on straightforward workflows - queue design, clear playbooks, and QA passes that catch small errors before they snowball into rework. Life, health, and general lines get equal attention, with staffing tuned to seasonal swings rather than fixed headcount. Automation is applied where it helps, not where it looks fancy. The result is predictable throughput and fewer surprises when volumes jump. 

Why people choose this provider:

  • Coverage across life, health, and general lines
  • Claims work paired with customer service for smoother handoffs
  • Process discipline with QA and documented playbooks

Service scope:

  • Claims intake and document review
  • Policy renewals, endorsements, and cancellations
  • Customer service for policy inquiries and billing follow ups
  • Data entry and record reconciliation in carrier platforms
  • Lead response and appointment setting for agents and brokers
  • Back-office support for premium posting and simple reconciliations

Contact Information:

  • Website: digitalmindsbpo.com
  • E-mail: contact@digitalmindsbpo.com
  • Facebook: www.facebook.com/DigitalMindsBPO 
  • Twitter: x.com/DigitalMindsBPO
  • LinkedIn: www.linkedin.com/company/digital-minds-bpo-services-inc.
  • Address: 3rd Floor, Greenwood Magsaysay Building, Magsaysay Avenue, Magsaysay, Naga City, 4400 Camarines Sur, Philippines
  • Phone: +63 54 871 6234

4. KDCI

KDCI builds dedicated insurance back-office teams that plug into carrier platforms and agency CRMs without drama. Roles span claims officers, policy processing clerks, and underwriting assistants, with onboarding focused on the actual systems in use so productivity doesn’t take months. The emphasis is practical - create clean queues, remove ambiguity in task ownership, and keep error rates visible so they can be managed. 

The day-to-day work covers document indexing, data capture from submissions, and timely follow ups when information is incomplete. Claims support extends from FNOL routing to status updates and diary management, while policy servicing handles mid-term changes and renewal packs. Teams also manage producer support tasks like quote set-ups and basic rate comparisons, freeing licensed staff for actual advisory work. 

Reporting and governance round things out. Supervisors track turnaround times, backlog age, and rejection causes, then tune training where patterns appear. It’s a staffing-led model, but the outcomes feel operational - fewer bottlenecks, clearer ownership, and steady throughput even when volumes wobble. 

What makes this team different:

  • Role-based hiring for claims, policy, and underwriting support
  • Onboarding into carrier systems to reduce ramp time
  • Metrics culture focused on turnaround, accuracy, and backlog health
  • Capacity planning aligned to renewal seasons and peak events

Core services:

  • Insurance claims officer staffing and diary management
  • FNOL routing, intake documentation, and status updates
  • Policy issuance, endorsements, cancellations, and renewals
  • Underwriting assistance including submission checks and data entry
  • Document indexing, mailroom digitization, and records cleanup
  • Premium posting support and simple reconciliations
  • Producer assistance for quotes, binders, and follow ups

Contact Information:

  • Website: www.kdci.co
  • E-mail: info@kdci.co
  • Facebook: www.facebook.com/kdci.official.page
  • LinkedIn: www.linkedin.com/company/key-discovery-consulting-inc
  • Instagram: www.instagram.com/kdci_outsourcing
  • Address: 3008 One Corporate Centre, Julia Vargas Avenue, Ortigas Center, Pasig City 1605, Metro Manila, Philippines
  • Phone: +1 213 460 4240

5. Outsourced

Outsourced assembles dedicated insurance support teams that absorb the repetitive but critical work around claims and policy administration. Hiring pathways cover roles like claims processors, claims handlers, and underwriting assistants, with onboarding that maps to the actual carrier systems in play so ramp time stays short. Daily routines include FNOL intake, document checks, coding, and status updates that keep diaries current and customers informed. Underwriting support picks up data normalization, checklist reviews, and referral prep so decisions land cleanly and on schedule. When volumes spike, the operating model leans on clear queues, QA passes, and measurable SLAs so backlogs don’t spiral. The net effect is steady throughput across claims and policy servicing without dragging licensed staff into mechanical tasks. 

Why people choose this provider:

  • Role coverage from claims intake to underwriting admin
  • System-specific onboarding to reduce time to productivity
  • Queue design and QA that protect turnaround and accuracy

Core offerings:

  • Claims intake, triage, and documentation
  • Claims data entry, coding, and diary management
  • Underwriting assistance across submission checks and data normalization
  • Policy issuance, endorsements, renewals, and cancellations
  • Customer updates and follow ups on claim or policy status
  • Document indexing and records maintenance

Contact Information:

  • Website: outsourced.ph
  • E-mail: contact@outsourced.ph
  • Facebook: www.facebook.com/outsourcedcareers
  • LinkedIn: www.linkedin.com/company/outsourcedglobal
  • Address: 18th Floor, Citibank Square, Eastwood City Cyberpark, Quezon City 1110, Metro Manila, Philippines
  • Phone: +61 2 8073 4162

6. Outsource-Philippines

Outsource-Philippines builds practical support lanes for insurers where customer service and claims work meet. Contact center teams handle policy questions, billing calls, and status updates with scripts that leave room for empathy when a claim is fresh. On the back office side, claim processors move files through intake, review, and reconciliation while flagging gaps before they become rework. The approach favors playbooks, training refreshers, and simple reports that show where time is going and why. 

Another thread is flexibility across lines of business. Health, life, and general insurance each get tailored workflows, while staffing flex follows seasonal surges instead of fixed seats. Tooling supports quick lookups in carrier platforms, so callers aren’t left hanging during verification or benefits checks. The outcome is fewer handoffs and cleaner audit trails across the claim and policy journey. 

What makes them tick:

  • Coverage that links contact center conversations with back-office updates
  • Claims processor pool trained on verification, documentation, and follow ups
  • Line-of-business specific playbooks for life, health, and general insurance

Service line up:

  • Policyholder support for inquiries, billing questions, and status updates
  • Claims intake, validation, and document reconciliation
  • Benefits verification and eligibility checks where required
  • Renewal assistance, mid-term changes, and cancellation processing
  • Data entry and records cleanup in carrier platforms
  • Outbound reminders for missing information or signature requests

Contact Information:

  • Website: outsource-philippines.com
  • Facebook: www.facebook.com/OutsourcePhilippinesOP
  • Twitter: x.com/outsourcedPHIL
  • LinkedIn: www.linkedin.com/company/outsource-philippines
  • Instagram: www.instagram.com/outsource.philippines
  • Address: FilWeb Asia Bldg., Maharlika Drive, USPS, San Pedro City, Laguna 4023, Philippines
  • Phone: +632-8868-0096

7. MicroSourcing

MicroSourcing structures insurance teams around clear roles and measurable outcomes rather than generic seats. Operations span customer service, claims handling, and policy processing, with managed services that keep training, HR, and facilities off the client’s plate while preserving day-to-day control. Teams plug into existing CRMs and claims systems, making it easier to keep SLAs honest and exceptions visible. Guidance materials and QA loops are used to dial in accuracy before scale compounds small mistakes. 

Claims work is a recurring theme. Support can include lodging, status management, data checks, and provider liaison, along with the routine follow ups that keep momentum when information is incomplete. The idea is simple - maintain momentum from FNOL to settlement and keep policyholders informed without overloading licensed adjusters. Where it helps, automation is layered in to cut touches and speed predictable steps. 

A wider view appears in MicroSourcing’s material on insurance BPO: savings targets, 24x7 coverage options, and the kind of role definitions that stabilize quality across shifts. The model is not just about lower cost per hour but about cleaner throughput and fewer do-overs. For teams wrestling with seasonality or backlogs, that distinction matters. 

Why this group is worth a look:

  • Managed service wrapper that reduces admin overhead while keeping operational control
  • Defined roles across claims, policy servicing, and customer care
  • Process documentation and QA loops aimed at stable accuracy
  • Options for extended coverage windows when volumes spike

Focus areas:

  • Claims intake, status updates, and data validation
  • Customer service for policy inquiries and billing support
  • Policy issuance, endorsements, renewals, and cancellations
  • Underwriting admin support including submission prep and checklist reviews
  • Document indexing and record maintenance across carrier systems
  • Basic reconciliations and reporting to track turnaround and exceptions

Contact Information:

  • Website: www.microsourcing.com
  • Facebook: www.facebook.com/MicroSourcing
  • LinkedIn: www.linkedin.com/company/microsourcing 
  • Instagram: www.instagram.com/microsourcing
  • Address: 4th Avenue cnr 27th Street, Bonifacio Global City, Taguig, Metro Manila, Philippines
  • Phone: +63 2 34371000

8. Connext

Connext assembles dedicated teams for insurers that keep claims and policy work moving without fuss. Roles span FNOL intake, claims data verification, and status management, paired with underwriting assistants who normalize submissions and prep referrals. Policy servicing covers endorsements, cancellations, renewals, and the steady document chase that keeps diaries clean. The delivery playbook leans on clear queues, defined SLAs, and QA loops so exceptions are surfaced early rather than late. Tool familiarity matters here - onboarding maps to carrier platforms and claim systems to shorten ramp and protect accuracy. The end result is predictable throughput across busy seasons without pulling licensed staff into repetitive steps. 

Highlights:

  • End-to-end claims support from intake to payment coordination
  • Underwriting admin focused on submission checks and data normalization
  • Policy servicing that covers renewals, endorsements, and cancellations

Core offerings:

  • FNOL triage and claims intake
  • Claims coding, data entry, and follow ups
  • Underwriting assistance with checklist reviews and referral prep
  • Policy changes, renewals, and cancellations
  • Customer updates and document collection
  • Document indexing and record maintenance

Contact Information:

  • Website: connextglobal.com
  • Twitter: x.com/connextph
  • LinkedIn: www.linkedin.com/company/connextglobalsolutions
  • Instagram: www.instagram.com/connextglobalsolutions_
  • Address: 5th Floor and 8th Floor Entec 1 Building, Teresa Avenue, Nepo Complex Santo Rosario, Angeles City, Philippines 2009
  • Phone: +1 (808) 468-6733

9. SupportZebra

SupportZebra structures insurance support around specialized teams that blend front-line care with back-office precision. Customer service handles policy questions, billing inquiries, and claim status calls with scripts that still allow for human context. On the operations side, staff process claims, verify documents, and reconcile records while keeping compliance requirements in view. The approach favors measurable SLAs, SOC 2 controls, and simple reporting so leaders can see backlog age and first-contact outcomes at a glance. 

Another thread runs through the materials - process clarity over theatrics. Playbooks outline who does what at each step, and QA passes target the small errors that become expensive rework if missed. Coverage stretches across different lines, with staffing that bends to seasonal peaks rather than fixed seats. The aim is steady movement from intake to resolution, with fewer handoffs and cleaner audit trails. 

Why people choose this group:

  • Insurance-focused teams aligned to agencies, brokerages, and carriers
  • Back-office execution across billing, claims, and data reconciliation
  • Compliance posture with SOC 2 and documented procedures
  • Coverage that flexes for seasonal volume without breaking SLAs

What they offer:

  • Claims intake, verification, and status management
  • Policy servicing for endorsements, renewals, and cancellations
  • Customer support for billing questions and policy inquiries
  • Data entry, reconciliation, and report preparation
  • Benefits verification and eligibility checks when required
  • Outbound reminders for missing documents or signatures

Contact Information:

  • Website: supportzebra.com
  • E-mail: contact@supportzebra.com
  • Facebook: www.facebook.com/SupportZebraPH
  • Twitter: x.com/supportzebraph
  • LinkedIn: www.linkedin.com/company/supportzebra
  • Instagram: www.instagram.com/supportzebra
  • Address: G/F Claro M. Recto Avenue, Barangay 26, Cagayan de Oro City, Province of Misamis Oriental 9000
  • Phone: +63 (917) 700-7656

10. Emapta

Emapta builds dedicated insurance operations teams with role clarity and day-to-day control left with the client. The model supplies claims processors, underwriting assistants, and customer service staff who plug into existing platforms rather than forcing process detours. Onboarding centers on tool proficiency and documented workflows so accuracy stabilizes before scale. Decision makers keep visibility through routine metrics on turnaround, backlog, and error trends. 

Claims work is handled as a chain rather than isolated tasks. Support includes lodging, data checks, follow ups, and provider or producer coordination to keep momentum when information is incomplete. Policy processing covers issuance, mid-term changes, renewals, and the paperwork that binds everything together. Where repetitive steps exist, light automation is layered in to reduce touches. 

A related capability appears in adjacent financial roles that often sit near insurance back offices. Loan processors, mortgage support staff, and analytical roles are sourced under the same build-your-team approach, which helps when programs span personal lines, finance, or partner channels. Governance stays consistent - documented playbooks, defined escalation paths, and hiring tuned to cyclical demand. The outcome is a staffing-led solution that behaves like an operational one. 

Standout qualities:

  • Role-based hiring across claims, policy processing, and underwriting support
  • Dedicated team model that preserves operational control
  • Training and QA loops aimed at accuracy before scale
  • Capacity planning that mirrors renewal cycles and peak periods

Service scope:

  • Claims intake, diary management, and status updates
  • Underwriting administration with submission prep and checklist reviews
  • Policy issuance, endorsements, renewals, and cancellations
  • Customer service for policy questions and billing support
  • Document indexing, records cleanup, and simple reconciliations
  • Adjacency staffing for loan and mortgage processing where relevant

Contact Information:

  • Website: emapta.com
  • E-mail: info@emapta.com
  • Phone: +61 28039 1900

11. Teleperformance

Teleperformance runs insurance support that covers the messy middle of claims and policy work, with teams handling FNOL intake, data checks, diary updates, and the steady follow ups that keep files moving. Claims operations are framed end to end - from first notice through assessment, subrogation, and closure - using playbooks that balance automation with human judgment when things get nuanced. Policy servicing picks up endorsements, renewals, cancellations, and billing queries so licensed staff stay focused on decisions rather than data entry. Operating rhythm matters here, so queues, SLAs, and QA gates are used to catch issues early and keep turnarounds consistent. The toolkit includes AI assisted tools for document processing and fraud flags, paired with reporting that shows backlog health and exception causes, which helps when volumes jump unexpectedly. 

Why insurers pick this partner:

  • Coverage from FNOL to subrogation without breaking handoffs
  • Process discipline with clear queues, SLAs, and QA loops
  • Use of automation where it trims touches while preserving empathy

Services cover:

  • Claims intake, coding, and status management
  • Document verification, fraud checks, and subrogation support
  • Policy servicing for endorsements, renewals, and cancellations
  • Customer communications for claim and policy updates
  • Data entry and records maintenance in carrier platforms

Contact Information:

  • Website: www.tp.com
  • Facebook: www.facebook.com/teleperformancebrasil
  • Twitter: x.com/Teleperformance
  • LinkedIn: www.linkedin.com/company/teleperformance
  • Instagram: www.instagram.com/teleperformance_group

12. Concentrix

Concentrix aligns insurance operations around simplified journeys that reduce friction for claimants and policyholders. Claims programs combine intake, documentation review, and status communication with analytics that highlight bottlenecks before they turn into rework. Policy administration spans issuance, mid term changes, renewals, and billing support, with playbooks tuned for life, health, and property lines. Underwriting assistance focuses on submission normalization, eligibility checks, and clean referrals so decisions land quickly. 

A second thread is decision support powered by data and AI. Guidance materials reference model driven insights for pricing and risk, as well as VOC inputs that sharpen service design for specific segments. The practical outcome is a mix of human specialists and automation that speeds predictable steps while leaving gray areas to trained staff. Leadership visibility comes from reporting on turnaround, first contact resolution, and error patterns. 

Key points:

  • Insurance programs spanning claims, policy servicing, and underwriting admin
  • Use of analytics and AI to streamline decisions and surface exceptions
  • Line specific playbooks for life, health, and property coverage
  • Measurement culture around turnaround times and first contact outcomes

What they offer:

  • Claims intake, documentation review, and follow ups
  • Policy issuance, endorsements, renewals, and billing support
  • Underwriting assistance with submission checks and referral prep
  • Customer service for policy questions and claim status
  • Data reconciliation and reporting for leaders and auditors

Contact Information:

  • Website: www.concentrix.com
  • Facebook: www.facebook.com/Concentrix-153770504699665
  • Twitter: x.com/concentrix
  • LinkedIn: www.linkedin.com/company/concentrix
  • Instagram: www.instagram.com/concentrix
  • Phone: +1-800-747-0583

13. Foundever

Foundever builds insurance CX programs that link contact center care with back office execution, so status answers and system updates stay in sync. Service lanes cover policy inquiries, billing questions, roadside or warranty requests, and claim status calls, while operations staff verify documents and reconcile records behind the scenes. The approach favors licensed or specialized teams where required, plus documented procedures that keep compliance in view and reduce errors when volumes spike. 

Another focus is adaptability. Workflows are shaped for life, P&C, and long term care, with staffing that flexes for renewal seasons and catastrophic events. Training and QA loops target the little mistakes that snowball into rework, and reporting shows backlog age, channel mix, and handoff points. The result is steadier movement from intake to resolution and cleaner audit trails. 

Teams also emphasize presence and scale that help when programs expand across channels or time zones. That reach is paired with localized coaching and a library of playbooks so new queues can spin up without losing quality. Leaders retain control through SLA governance and exception reviews, with dashboards that make trends obvious rather than opaque. 

Why this provider stands out:

  • Insurance CX that joins front line conversations with back office updates
  • Licensed experts available for complex claims and coverage discussions
  • Process documentation and QA designed to stabilize accuracy

Core offerings:

  • Customer service for policy, billing, and benefits questions
  • Claims intake, verification, and status management
  • Document indexing, reconciliation, and provider or producer liaison
  • Policy issuance, mid term changes, renewals, and cancellations
  • Escalation handling and governance reporting for SLA compliance

Contact Information:

  • Website: foundever.com
  • Facebook: www.facebook.com/FoundeverWorld
  • Twitter: x.com/foundeverglobal
  • LinkedIn: www.linkedin.com/company/foundever
  • Instagram: www.instagram.com/foundever_life

14. WNS

WNS structures insurance operations around measurable outcomes - quicker claim resolution, tighter indemnity control, and cleaner data flows. Claims programs run end to end, with intake, adjudication support, and communications tied to analytics that spot leakage and bottlenecks. Domain tools and centers of excellence add repeatability without locking teams into rigid steps. Subrogation is treated as its own craft, with workflows for liability, outlay, and settlement tuned to recovery targets. 

Beyond claims, the portfolio spans policy administration and underwriting support. Accelerators like iPAS create visibility across the policy lifecycle and reduce swivel chair work between systems. Analytics services plug into fraud detection, pricing, and service design for specific segments, so decisions arrive faster and with fewer rework loops. The upshot is a staffing plus technology model that behaves like an operating layer rather than a loose collection of tasks. 

Standout qualities:

  • End to end claims operations backed by domain tooling
  • Subrogation practice focused on recovery quality and speed
  • Policy administration accelerators for lifecycle transparency

Service line up:

  • Claims intake, adjudication support, and customer updates
  • Subrogation identification, liability establishment, and settlements
  • Policy issuance, mid term changes, renewals, and cancellations
  • Underwriting assistance with submission normalization and eligibility checks
  • Fraud analytics, leakage reduction, and decision support reporting
  • Data reconciliation, record cleanup, and audit ready documentation

Contact Information:

  • Website: www.wns.com
  • Facebook: www.facebook.com/wnsglobalservices
  • Twitter: x.com/wnsholdings
  • LinkedIn: www.linkedin.com/company/wns-global-services
  • Instagram: www.instagram.com/wnsvibe
  • Address: Philippines, 9th and 10th Floors, 1880 Building, Eastwood City,Cyberpark, Bagumbayan, Quezon City 1100
  • Phone: +632 318 2000

15. EXL

EXL works at the nuts-and-bolts level of insurance operations - the everyday tasks that keep policies and claims moving without friction. The firm handles intake and servicing for policies, supports underwriters with structured data and triage, and runs claims processes from FNOL through adjudication and recovery. Much of the lift comes from a mix of domain teams and tooling, including intelligent document capture for unstructured forms, guided workflows for large queues, and conversational assistants for routine inquiries. Analytics sits in the middle, enriching risk views, flagging exceptions, and tightening cycle times across the value chain. The result is a managed service that slots into existing carrier systems, reduces manual steps, and keeps service levels steady under load. 

Key points:

  • End-to-end coverage of core insurance processes across policy, underwriting, and claims
  • Operational accelerators such as workflow orchestration and intelligent document processing
  • Decision support driven by applied analytics and AI within day-to-day tasks
  • Flexible delivery that integrates with existing carrier platforms rather than replacing them

Core offerings:

  • Policy servicing, endorsements, renewals, and back-office maintenance
  • FNOL capture, triage, and routing for property, casualty, and specialty lines
  • Claims processing, quality review, subrogation and recovery support
  • Underwriting assistance including data enrichment, rule-based screening, and case preparation
  • Third-party administration for life and annuity products with digital self-service options
  • Medical and non-medical document intake, summarization, and evidence extraction

Contact Information:

  • Website: www.exlservice.com
  • Facebook: www.facebook.com/ExlService
  • Twitter: x.com/exl_service
  • LinkedIn: www.linkedin.com/company/exl-service
  • Instagram: www.instagram.com/exl_service
  • Address: Philippines, 8th Floor North Tower1 Edsa corner North Avenue, Quezon City
  • Phone: +1212 - 277 - 7100

Conclusion

Insurance outsourcing is less about cheap hours and more about stable routines and clear roles. Vendor choice decides how fast work moves. Look for clean queues, agreed SLAs, and training on actual systems. Check line-of-business experience, QA maturity, and coverage windows. Ask for reporting - turnaround, backlog age, error trends.

Skip the theatrics. Choose process discipline and workable playbooks. Then peak season will not break the chain from FNOL to settlement, and the team spends time on outcomes, not patchwork. The companies in this list follow that idea in different ways with one aim - steady, reliable throughput.

Top Insurance Outsourcing Companies in the Philippines

Sep 12, 2025
Ann

Insurance outsourcing is no longer about cheaper hours. Today it is about stable workflows, clean SLAs, and clear customer updates. The Philippines offers a good blend - talent, English fluency, time zone fit. The market is shifting. Demand is rising for end-to-end claims handling and careful data work.

Picking a provider matters. Look for regulatory fit, queue discipline, information security, and smooth links to carrier platforms. This article reviews the best insurance outsourcing companies in the Philippines - no rankings, just roles, scope, and operating habits. Use it to narrow the shortlist and move into a calm, low-drama pilot.

1. NeoWork

We build and run insurance outsourcing teams that plug into live operations without drama. Claims get triaged, verified, and moved forward. Broker desks get capacity for research, renewals, and client communication. A lot of this work runs out of the Philippines - including Manila - with additional capacity in Colombia, so coverage and language fit are straightforward for global carriers and brokerages. Our staffing model favors dedicated teammates, not shared pools, and round-the-clock support when it’s needed. 

Tooling and process aren’t afterthoughts. Teams onboard to your systems in weeks, not months, and work inside the platforms you already use. Guidewire, Duck Creek, Applied Epic on the insurance side, plus the usual CX stack like Zendesk or Salesforce for policyholder contact. The ramp is typically 2-3 weeks, then the team hits your queue with clear QA and reporting habits. If your content team wants quick proof points to explain how we operate, keep these two handy: yearly teammate retention sits around 91% and only about 3.2% of candidates make it through our hiring funnel. 

Key Highlights: 

  • Dedicated insurance teams staffed from the Philippines with additional coverage from Colombia
  • Works inside existing insurance and CX platforms with structured QA and reporting
  • Selective hiring and high retention - ~3.2% pass rate and ~91% annual teammate retention

Services: 

  • Claims intake and first notice of loss handling
  • Claims investigation, documentation review, and settlement coordination
  • Policy administration support including endorsements and renewals
  • Broker back-office support across market research, quoting, and renewal management
  • Insurance verification and benefits checks for health and dental workflows
  • Quality assurance, KPI scorecards, and reporting for compliance and accuracy

Contact Information:

2. Magellan Solutions

Magellan Solutions supports insurers with the kind of behind-the-scenes work that decides whether a policyholder feels cared for or ignored. Teams handle FNOL intake, claim validation, and follow ups, while contact center agents keep customers updated and chase missing documents with steady, polite outreach. Underwriting assistants normalize submissions, complete checklist reviews, and key data into carrier systems with clear audit trails. Policy servicing covers endorsements, cancellations, renewals, and billing queries so dependent workflows don’t stall. The operating model is simple on the surface - standardized procedures, SLAs that mean something, and reporting that shows where time goes and why. That consistency tends to hold up when volumes spike and emotions run high during claims season. 

Standout qualities:

  • End-to-end claim handling with FNOL, assessment, and follow through
  • Underwriting admin backed by checklists and carrier-system proficiency
  • Contact center discipline for policyholder updates and document chase-ups
  • Operational reporting that tracks backlog, turnaround, and exceptions

Services cover:

  • FNOL triage and claim intake
  • Claims data entry, verification, and follow ups
  • Underwriting assistance for submission review and data normalization
  • Policy changes including endorsements and cancellations
  • Renewal processing and cross-system updates
  • Billing and payment query handling
  • Subrogation and recovery support
  • Quality assurance checks and audit preparation

Contact Information:

  • Website: www.magellan-solutions.com
  • E-mail: hello@magellan-solutions.com
  • Facebook: www.facebook.com/magellanbpo
  • LinkedIn: www.linkedin.com/company/magellanbpo
  • Instagram: www.instagram.com/magellansolutions
  • Address: PB Mezzanine Floor, Summit One Tower 530 Shaw Boulevard, Mandaluyong City 1552 Philippines
  • Phone: 63-2-83966000

3. Digital Minds BPO

Digital Minds BPO assembles flexible teams for insurers that need dependable back-office coverage without a heavy lift. Claim process management sits at the core, from intake to documentation review to status updates that actually reach customers. Policy support picks up renewals, endorsements, and billing tasks so internal staff can focus on loss analysis and higher-value work. The contact center side keeps service lines responsive, routing issues cleanly and logging outcomes against agreed SLAs. 

Delivery is built on straightforward workflows - queue design, clear playbooks, and QA passes that catch small errors before they snowball into rework. Life, health, and general lines get equal attention, with staffing tuned to seasonal swings rather than fixed headcount. Automation is applied where it helps, not where it looks fancy. The result is predictable throughput and fewer surprises when volumes jump. 

Why people choose this provider:

  • Coverage across life, health, and general lines
  • Claims work paired with customer service for smoother handoffs
  • Process discipline with QA and documented playbooks

Service scope:

  • Claims intake and document review
  • Policy renewals, endorsements, and cancellations
  • Customer service for policy inquiries and billing follow ups
  • Data entry and record reconciliation in carrier platforms
  • Lead response and appointment setting for agents and brokers
  • Back-office support for premium posting and simple reconciliations

Contact Information:

  • Website: digitalmindsbpo.com
  • E-mail: contact@digitalmindsbpo.com
  • Facebook: www.facebook.com/DigitalMindsBPO 
  • Twitter: x.com/DigitalMindsBPO
  • LinkedIn: www.linkedin.com/company/digital-minds-bpo-services-inc.
  • Address: 3rd Floor, Greenwood Magsaysay Building, Magsaysay Avenue, Magsaysay, Naga City, 4400 Camarines Sur, Philippines
  • Phone: +63 54 871 6234

4. KDCI

KDCI builds dedicated insurance back-office teams that plug into carrier platforms and agency CRMs without drama. Roles span claims officers, policy processing clerks, and underwriting assistants, with onboarding focused on the actual systems in use so productivity doesn’t take months. The emphasis is practical - create clean queues, remove ambiguity in task ownership, and keep error rates visible so they can be managed. 

The day-to-day work covers document indexing, data capture from submissions, and timely follow ups when information is incomplete. Claims support extends from FNOL routing to status updates and diary management, while policy servicing handles mid-term changes and renewal packs. Teams also manage producer support tasks like quote set-ups and basic rate comparisons, freeing licensed staff for actual advisory work. 

Reporting and governance round things out. Supervisors track turnaround times, backlog age, and rejection causes, then tune training where patterns appear. It’s a staffing-led model, but the outcomes feel operational - fewer bottlenecks, clearer ownership, and steady throughput even when volumes wobble. 

What makes this team different:

  • Role-based hiring for claims, policy, and underwriting support
  • Onboarding into carrier systems to reduce ramp time
  • Metrics culture focused on turnaround, accuracy, and backlog health
  • Capacity planning aligned to renewal seasons and peak events

Core services:

  • Insurance claims officer staffing and diary management
  • FNOL routing, intake documentation, and status updates
  • Policy issuance, endorsements, cancellations, and renewals
  • Underwriting assistance including submission checks and data entry
  • Document indexing, mailroom digitization, and records cleanup
  • Premium posting support and simple reconciliations
  • Producer assistance for quotes, binders, and follow ups

Contact Information:

  • Website: www.kdci.co
  • E-mail: info@kdci.co
  • Facebook: www.facebook.com/kdci.official.page
  • LinkedIn: www.linkedin.com/company/key-discovery-consulting-inc
  • Instagram: www.instagram.com/kdci_outsourcing
  • Address: 3008 One Corporate Centre, Julia Vargas Avenue, Ortigas Center, Pasig City 1605, Metro Manila, Philippines
  • Phone: +1 213 460 4240

5. Outsourced

Outsourced assembles dedicated insurance support teams that absorb the repetitive but critical work around claims and policy administration. Hiring pathways cover roles like claims processors, claims handlers, and underwriting assistants, with onboarding that maps to the actual carrier systems in play so ramp time stays short. Daily routines include FNOL intake, document checks, coding, and status updates that keep diaries current and customers informed. Underwriting support picks up data normalization, checklist reviews, and referral prep so decisions land cleanly and on schedule. When volumes spike, the operating model leans on clear queues, QA passes, and measurable SLAs so backlogs don’t spiral. The net effect is steady throughput across claims and policy servicing without dragging licensed staff into mechanical tasks. 

Why people choose this provider:

  • Role coverage from claims intake to underwriting admin
  • System-specific onboarding to reduce time to productivity
  • Queue design and QA that protect turnaround and accuracy

Core offerings:

  • Claims intake, triage, and documentation
  • Claims data entry, coding, and diary management
  • Underwriting assistance across submission checks and data normalization
  • Policy issuance, endorsements, renewals, and cancellations
  • Customer updates and follow ups on claim or policy status
  • Document indexing and records maintenance

Contact Information:

  • Website: outsourced.ph
  • E-mail: contact@outsourced.ph
  • Facebook: www.facebook.com/outsourcedcareers
  • LinkedIn: www.linkedin.com/company/outsourcedglobal
  • Address: 18th Floor, Citibank Square, Eastwood City Cyberpark, Quezon City 1110, Metro Manila, Philippines
  • Phone: +61 2 8073 4162

6. Outsource-Philippines

Outsource-Philippines builds practical support lanes for insurers where customer service and claims work meet. Contact center teams handle policy questions, billing calls, and status updates with scripts that leave room for empathy when a claim is fresh. On the back office side, claim processors move files through intake, review, and reconciliation while flagging gaps before they become rework. The approach favors playbooks, training refreshers, and simple reports that show where time is going and why. 

Another thread is flexibility across lines of business. Health, life, and general insurance each get tailored workflows, while staffing flex follows seasonal surges instead of fixed seats. Tooling supports quick lookups in carrier platforms, so callers aren’t left hanging during verification or benefits checks. The outcome is fewer handoffs and cleaner audit trails across the claim and policy journey. 

What makes them tick:

  • Coverage that links contact center conversations with back-office updates
  • Claims processor pool trained on verification, documentation, and follow ups
  • Line-of-business specific playbooks for life, health, and general insurance

Service line up:

  • Policyholder support for inquiries, billing questions, and status updates
  • Claims intake, validation, and document reconciliation
  • Benefits verification and eligibility checks where required
  • Renewal assistance, mid-term changes, and cancellation processing
  • Data entry and records cleanup in carrier platforms
  • Outbound reminders for missing information or signature requests

Contact Information:

  • Website: outsource-philippines.com
  • Facebook: www.facebook.com/OutsourcePhilippinesOP
  • Twitter: x.com/outsourcedPHIL
  • LinkedIn: www.linkedin.com/company/outsource-philippines
  • Instagram: www.instagram.com/outsource.philippines
  • Address: FilWeb Asia Bldg., Maharlika Drive, USPS, San Pedro City, Laguna 4023, Philippines
  • Phone: +632-8868-0096

7. MicroSourcing

MicroSourcing structures insurance teams around clear roles and measurable outcomes rather than generic seats. Operations span customer service, claims handling, and policy processing, with managed services that keep training, HR, and facilities off the client’s plate while preserving day-to-day control. Teams plug into existing CRMs and claims systems, making it easier to keep SLAs honest and exceptions visible. Guidance materials and QA loops are used to dial in accuracy before scale compounds small mistakes. 

Claims work is a recurring theme. Support can include lodging, status management, data checks, and provider liaison, along with the routine follow ups that keep momentum when information is incomplete. The idea is simple - maintain momentum from FNOL to settlement and keep policyholders informed without overloading licensed adjusters. Where it helps, automation is layered in to cut touches and speed predictable steps. 

A wider view appears in MicroSourcing’s material on insurance BPO: savings targets, 24x7 coverage options, and the kind of role definitions that stabilize quality across shifts. The model is not just about lower cost per hour but about cleaner throughput and fewer do-overs. For teams wrestling with seasonality or backlogs, that distinction matters. 

Why this group is worth a look:

  • Managed service wrapper that reduces admin overhead while keeping operational control
  • Defined roles across claims, policy servicing, and customer care
  • Process documentation and QA loops aimed at stable accuracy
  • Options for extended coverage windows when volumes spike

Focus areas:

  • Claims intake, status updates, and data validation
  • Customer service for policy inquiries and billing support
  • Policy issuance, endorsements, renewals, and cancellations
  • Underwriting admin support including submission prep and checklist reviews
  • Document indexing and record maintenance across carrier systems
  • Basic reconciliations and reporting to track turnaround and exceptions

Contact Information:

  • Website: www.microsourcing.com
  • Facebook: www.facebook.com/MicroSourcing
  • LinkedIn: www.linkedin.com/company/microsourcing 
  • Instagram: www.instagram.com/microsourcing
  • Address: 4th Avenue cnr 27th Street, Bonifacio Global City, Taguig, Metro Manila, Philippines
  • Phone: +63 2 34371000

8. Connext

Connext assembles dedicated teams for insurers that keep claims and policy work moving without fuss. Roles span FNOL intake, claims data verification, and status management, paired with underwriting assistants who normalize submissions and prep referrals. Policy servicing covers endorsements, cancellations, renewals, and the steady document chase that keeps diaries clean. The delivery playbook leans on clear queues, defined SLAs, and QA loops so exceptions are surfaced early rather than late. Tool familiarity matters here - onboarding maps to carrier platforms and claim systems to shorten ramp and protect accuracy. The end result is predictable throughput across busy seasons without pulling licensed staff into repetitive steps. 

Highlights:

  • End-to-end claims support from intake to payment coordination
  • Underwriting admin focused on submission checks and data normalization
  • Policy servicing that covers renewals, endorsements, and cancellations

Core offerings:

  • FNOL triage and claims intake
  • Claims coding, data entry, and follow ups
  • Underwriting assistance with checklist reviews and referral prep
  • Policy changes, renewals, and cancellations
  • Customer updates and document collection
  • Document indexing and record maintenance

Contact Information:

  • Website: connextglobal.com
  • Twitter: x.com/connextph
  • LinkedIn: www.linkedin.com/company/connextglobalsolutions
  • Instagram: www.instagram.com/connextglobalsolutions_
  • Address: 5th Floor and 8th Floor Entec 1 Building, Teresa Avenue, Nepo Complex Santo Rosario, Angeles City, Philippines 2009
  • Phone: +1 (808) 468-6733

9. SupportZebra

SupportZebra structures insurance support around specialized teams that blend front-line care with back-office precision. Customer service handles policy questions, billing inquiries, and claim status calls with scripts that still allow for human context. On the operations side, staff process claims, verify documents, and reconcile records while keeping compliance requirements in view. The approach favors measurable SLAs, SOC 2 controls, and simple reporting so leaders can see backlog age and first-contact outcomes at a glance. 

Another thread runs through the materials - process clarity over theatrics. Playbooks outline who does what at each step, and QA passes target the small errors that become expensive rework if missed. Coverage stretches across different lines, with staffing that bends to seasonal peaks rather than fixed seats. The aim is steady movement from intake to resolution, with fewer handoffs and cleaner audit trails. 

Why people choose this group:

  • Insurance-focused teams aligned to agencies, brokerages, and carriers
  • Back-office execution across billing, claims, and data reconciliation
  • Compliance posture with SOC 2 and documented procedures
  • Coverage that flexes for seasonal volume without breaking SLAs

What they offer:

  • Claims intake, verification, and status management
  • Policy servicing for endorsements, renewals, and cancellations
  • Customer support for billing questions and policy inquiries
  • Data entry, reconciliation, and report preparation
  • Benefits verification and eligibility checks when required
  • Outbound reminders for missing documents or signatures

Contact Information:

  • Website: supportzebra.com
  • E-mail: contact@supportzebra.com
  • Facebook: www.facebook.com/SupportZebraPH
  • Twitter: x.com/supportzebraph
  • LinkedIn: www.linkedin.com/company/supportzebra
  • Instagram: www.instagram.com/supportzebra
  • Address: G/F Claro M. Recto Avenue, Barangay 26, Cagayan de Oro City, Province of Misamis Oriental 9000
  • Phone: +63 (917) 700-7656

10. Emapta

Emapta builds dedicated insurance operations teams with role clarity and day-to-day control left with the client. The model supplies claims processors, underwriting assistants, and customer service staff who plug into existing platforms rather than forcing process detours. Onboarding centers on tool proficiency and documented workflows so accuracy stabilizes before scale. Decision makers keep visibility through routine metrics on turnaround, backlog, and error trends. 

Claims work is handled as a chain rather than isolated tasks. Support includes lodging, data checks, follow ups, and provider or producer coordination to keep momentum when information is incomplete. Policy processing covers issuance, mid-term changes, renewals, and the paperwork that binds everything together. Where repetitive steps exist, light automation is layered in to reduce touches. 

A related capability appears in adjacent financial roles that often sit near insurance back offices. Loan processors, mortgage support staff, and analytical roles are sourced under the same build-your-team approach, which helps when programs span personal lines, finance, or partner channels. Governance stays consistent - documented playbooks, defined escalation paths, and hiring tuned to cyclical demand. The outcome is a staffing-led solution that behaves like an operational one. 

Standout qualities:

  • Role-based hiring across claims, policy processing, and underwriting support
  • Dedicated team model that preserves operational control
  • Training and QA loops aimed at accuracy before scale
  • Capacity planning that mirrors renewal cycles and peak periods

Service scope:

  • Claims intake, diary management, and status updates
  • Underwriting administration with submission prep and checklist reviews
  • Policy issuance, endorsements, renewals, and cancellations
  • Customer service for policy questions and billing support
  • Document indexing, records cleanup, and simple reconciliations
  • Adjacency staffing for loan and mortgage processing where relevant

Contact Information:

  • Website: emapta.com
  • E-mail: info@emapta.com
  • Phone: +61 28039 1900

11. Teleperformance

Teleperformance runs insurance support that covers the messy middle of claims and policy work, with teams handling FNOL intake, data checks, diary updates, and the steady follow ups that keep files moving. Claims operations are framed end to end - from first notice through assessment, subrogation, and closure - using playbooks that balance automation with human judgment when things get nuanced. Policy servicing picks up endorsements, renewals, cancellations, and billing queries so licensed staff stay focused on decisions rather than data entry. Operating rhythm matters here, so queues, SLAs, and QA gates are used to catch issues early and keep turnarounds consistent. The toolkit includes AI assisted tools for document processing and fraud flags, paired with reporting that shows backlog health and exception causes, which helps when volumes jump unexpectedly. 

Why insurers pick this partner:

  • Coverage from FNOL to subrogation without breaking handoffs
  • Process discipline with clear queues, SLAs, and QA loops
  • Use of automation where it trims touches while preserving empathy

Services cover:

  • Claims intake, coding, and status management
  • Document verification, fraud checks, and subrogation support
  • Policy servicing for endorsements, renewals, and cancellations
  • Customer communications for claim and policy updates
  • Data entry and records maintenance in carrier platforms

Contact Information:

  • Website: www.tp.com
  • Facebook: www.facebook.com/teleperformancebrasil
  • Twitter: x.com/Teleperformance
  • LinkedIn: www.linkedin.com/company/teleperformance
  • Instagram: www.instagram.com/teleperformance_group

12. Concentrix

Concentrix aligns insurance operations around simplified journeys that reduce friction for claimants and policyholders. Claims programs combine intake, documentation review, and status communication with analytics that highlight bottlenecks before they turn into rework. Policy administration spans issuance, mid term changes, renewals, and billing support, with playbooks tuned for life, health, and property lines. Underwriting assistance focuses on submission normalization, eligibility checks, and clean referrals so decisions land quickly. 

A second thread is decision support powered by data and AI. Guidance materials reference model driven insights for pricing and risk, as well as VOC inputs that sharpen service design for specific segments. The practical outcome is a mix of human specialists and automation that speeds predictable steps while leaving gray areas to trained staff. Leadership visibility comes from reporting on turnaround, first contact resolution, and error patterns. 

Key points:

  • Insurance programs spanning claims, policy servicing, and underwriting admin
  • Use of analytics and AI to streamline decisions and surface exceptions
  • Line specific playbooks for life, health, and property coverage
  • Measurement culture around turnaround times and first contact outcomes

What they offer:

  • Claims intake, documentation review, and follow ups
  • Policy issuance, endorsements, renewals, and billing support
  • Underwriting assistance with submission checks and referral prep
  • Customer service for policy questions and claim status
  • Data reconciliation and reporting for leaders and auditors

Contact Information:

  • Website: www.concentrix.com
  • Facebook: www.facebook.com/Concentrix-153770504699665
  • Twitter: x.com/concentrix
  • LinkedIn: www.linkedin.com/company/concentrix
  • Instagram: www.instagram.com/concentrix
  • Phone: +1-800-747-0583

13. Foundever

Foundever builds insurance CX programs that link contact center care with back office execution, so status answers and system updates stay in sync. Service lanes cover policy inquiries, billing questions, roadside or warranty requests, and claim status calls, while operations staff verify documents and reconcile records behind the scenes. The approach favors licensed or specialized teams where required, plus documented procedures that keep compliance in view and reduce errors when volumes spike. 

Another focus is adaptability. Workflows are shaped for life, P&C, and long term care, with staffing that flexes for renewal seasons and catastrophic events. Training and QA loops target the little mistakes that snowball into rework, and reporting shows backlog age, channel mix, and handoff points. The result is steadier movement from intake to resolution and cleaner audit trails. 

Teams also emphasize presence and scale that help when programs expand across channels or time zones. That reach is paired with localized coaching and a library of playbooks so new queues can spin up without losing quality. Leaders retain control through SLA governance and exception reviews, with dashboards that make trends obvious rather than opaque. 

Why this provider stands out:

  • Insurance CX that joins front line conversations with back office updates
  • Licensed experts available for complex claims and coverage discussions
  • Process documentation and QA designed to stabilize accuracy

Core offerings:

  • Customer service for policy, billing, and benefits questions
  • Claims intake, verification, and status management
  • Document indexing, reconciliation, and provider or producer liaison
  • Policy issuance, mid term changes, renewals, and cancellations
  • Escalation handling and governance reporting for SLA compliance

Contact Information:

  • Website: foundever.com
  • Facebook: www.facebook.com/FoundeverWorld
  • Twitter: x.com/foundeverglobal
  • LinkedIn: www.linkedin.com/company/foundever
  • Instagram: www.instagram.com/foundever_life

14. WNS

WNS structures insurance operations around measurable outcomes - quicker claim resolution, tighter indemnity control, and cleaner data flows. Claims programs run end to end, with intake, adjudication support, and communications tied to analytics that spot leakage and bottlenecks. Domain tools and centers of excellence add repeatability without locking teams into rigid steps. Subrogation is treated as its own craft, with workflows for liability, outlay, and settlement tuned to recovery targets. 

Beyond claims, the portfolio spans policy administration and underwriting support. Accelerators like iPAS create visibility across the policy lifecycle and reduce swivel chair work between systems. Analytics services plug into fraud detection, pricing, and service design for specific segments, so decisions arrive faster and with fewer rework loops. The upshot is a staffing plus technology model that behaves like an operating layer rather than a loose collection of tasks. 

Standout qualities:

  • End to end claims operations backed by domain tooling
  • Subrogation practice focused on recovery quality and speed
  • Policy administration accelerators for lifecycle transparency

Service line up:

  • Claims intake, adjudication support, and customer updates
  • Subrogation identification, liability establishment, and settlements
  • Policy issuance, mid term changes, renewals, and cancellations
  • Underwriting assistance with submission normalization and eligibility checks
  • Fraud analytics, leakage reduction, and decision support reporting
  • Data reconciliation, record cleanup, and audit ready documentation

Contact Information:

  • Website: www.wns.com
  • Facebook: www.facebook.com/wnsglobalservices
  • Twitter: x.com/wnsholdings
  • LinkedIn: www.linkedin.com/company/wns-global-services
  • Instagram: www.instagram.com/wnsvibe
  • Address: Philippines, 9th and 10th Floors, 1880 Building, Eastwood City,Cyberpark, Bagumbayan, Quezon City 1100
  • Phone: +632 318 2000

15. EXL

EXL works at the nuts-and-bolts level of insurance operations - the everyday tasks that keep policies and claims moving without friction. The firm handles intake and servicing for policies, supports underwriters with structured data and triage, and runs claims processes from FNOL through adjudication and recovery. Much of the lift comes from a mix of domain teams and tooling, including intelligent document capture for unstructured forms, guided workflows for large queues, and conversational assistants for routine inquiries. Analytics sits in the middle, enriching risk views, flagging exceptions, and tightening cycle times across the value chain. The result is a managed service that slots into existing carrier systems, reduces manual steps, and keeps service levels steady under load. 

Key points:

  • End-to-end coverage of core insurance processes across policy, underwriting, and claims
  • Operational accelerators such as workflow orchestration and intelligent document processing
  • Decision support driven by applied analytics and AI within day-to-day tasks
  • Flexible delivery that integrates with existing carrier platforms rather than replacing them

Core offerings:

  • Policy servicing, endorsements, renewals, and back-office maintenance
  • FNOL capture, triage, and routing for property, casualty, and specialty lines
  • Claims processing, quality review, subrogation and recovery support
  • Underwriting assistance including data enrichment, rule-based screening, and case preparation
  • Third-party administration for life and annuity products with digital self-service options
  • Medical and non-medical document intake, summarization, and evidence extraction

Contact Information:

  • Website: www.exlservice.com
  • Facebook: www.facebook.com/ExlService
  • Twitter: x.com/exl_service
  • LinkedIn: www.linkedin.com/company/exl-service
  • Instagram: www.instagram.com/exl_service
  • Address: Philippines, 8th Floor North Tower1 Edsa corner North Avenue, Quezon City
  • Phone: +1212 - 277 - 7100

Conclusion

Insurance outsourcing is less about cheap hours and more about stable routines and clear roles. Vendor choice decides how fast work moves. Look for clean queues, agreed SLAs, and training on actual systems. Check line-of-business experience, QA maturity, and coverage windows. Ask for reporting - turnaround, backlog age, error trends.

Skip the theatrics. Choose process discipline and workable playbooks. Then peak season will not break the chain from FNOL to settlement, and the team spends time on outcomes, not patchwork. The companies in this list follow that idea in different ways with one aim - steady, reliable throughput.

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